1 trillion instant transactions processed
Networking payments to transform banking,
from Latin America to the World.
Bank grade infrastructure to modernise payment networks and financial services for clearinghouses, banks and fintechs.
Proof Over Promises
Institutions operating real-time payments systems with zero fraud
The Infrastructure Behind the Fastest Growing Payments Switches and Hubs
We deploy more than just software for clearinghouses, banks, fintechs and enterprises. Our partnerships transform economies and launch national-scale switches and hubs that scale from pilot to millions of active users, with exponential growth, efficient operations, and real-world ROI. We handle millions of transactions a day so you can scale your services.
Unified Real-Time Payment Switch
A cloud-native payment switch that connects participating financial institutions to real-time rails through a single API. It enables instant, interoperable transfers between users and businesses while ensuring full regulatory alignment and zero downtime migration.
Real-Time Integration Hub
A hub that provides banks new services by integrating with real-time payment networks. The Hub reduces orchestration complexity, unlocks new instant payment capabilities and powers BaaS use cases for fintechs and businesses through a unified API.
Modular Payment Experiences
A suite of payment-experience modules—alias, QR, request-to-pay, and merchant flows—that expand what institutions can build on any instant rail. Channels enable flexible P2P, P2B, and B2P use cases, creating modern payment journeys powered by the Minka Ledger.
High-Performance Transaction Ledger
A real-time transactional core that provides cryptographic security, immutable records, and scalable settlement for millions of operations. Built for flexibility and high-volume throughput, the Ledger is the foundational infrastructure that powers every other Minka solution.
Process payments and collections in seconds, not days.
We deploy more than just software for clearinghouses, banks, fintechs and enterprises. Our partnerships transform national economies and launch national-scale switches and gateways that scale from pilot to millions of active users, with exponential growth, efficient operations, and real-world ROI. We handle millions of transactions a day so you can scale your enterprise.
Modular platform development
Build once but grow endlessly. Our platform is built for interoperability with everything from core banking systems to centralised settlement, from alias directory services to 3rd party initiations.
Empowering participants
Build resilient payment networks for your customers. From onboarding participants to developer tools, from claims to our web portal, we provide you the tools to operate at scale.
Visibility and security
Operate faster with full traceability. We offer everything you expect from enterprise grade software, from reporting and observability, to fine tuned access control and events.
“Transfiya has been growing in the number of related entities, in the volume of P2P transactions made, and in the number of service users.”
Erwin Schaefer Navarro
Vice President of Planning and Business.
The infrastructure that keeps payment networks running.
The Future of Payments is Shared and Real-Time
Minka builds the connective infrastructure that makes instant payment networks inevitable.
